USING THE FREE PRINTABLE CASH ENVELOPE PDF Which is why it’s a powerful strategy to stick to a budget and reduce spending so you can pay down debt and build savings. Once that money is gone, you stop spending. For example, if you budget $400 per paycheck to groceries, each payday, you’d put $400 cash into your grocery envelope. In the cash envelope system you actually set aside the cash budgeted for each category either by month or paycheck. And we both know that parting with cold hard cash is a little tougher than just happily handing over a tiny piece of plastic. You use cash for all variable (meaning changes from month to month) expenses. Instead of using a debit or credit cards, trying to track the various expenses, and hoping for the best…(which, let’s be honest, is how a lot of us used to do it) The cash envelope system has been around since the 1800s and is truly a fabulous way to actually stick to a budget.
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RELATED: Cash Envelope Tracker Insert CASH ENVELOPE SYSTEM TEMPLATE Or simple print to white paper and get creative with doodles or washi tape.Īnd while I have a number of cash envelope templates on my site, the great things about this simple blank cash envelope template is that you can get creative with your cash envelopes. You can print onto colored or printed paper. That is, until we started using the cash envelope system.Īnd suddenly we were able to actually curb spending and really start on our path to reaching our financial goals.Īnd to help you do the same, I’ve made this simple cash envelope system template so you can make your own diy envelopes.
![expense tracker envelope printable expense tracker envelope printable](https://i.pinimg.com/originals/9f/b1/46/9fb14649b4acd457e55f968e3095fbf7.png)
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Sticking to a budget with 4 small kids was always really tough.